Strengthen your benefits package by offering employees added financial protection

Supplemental health plans are designed to give employees more security and greater satisfaction — without reducing their benefits or shifting more cost to them.*

The plans can help support any health plan strategy and offer simple plan designs. Payouts for the plans are paid in a lump sum directly to employees, with no restrictions on how the money is spent.

In addition to giving employees increased financial security and protection, supplemental health plans can play a part in:

  • Improving employee satisfaction.
  • Boosting employee productivity.
  • Increasing Consumer-Driven Health Plan (CDHP) enrollment.

Accident Protection

Pays a cash benefit for covered injuries.

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Critical Illness Protection

Pays a cash benefit if diagnosed with a covered condition.

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Hospital Indemnity Protection

Pays a cash benefit after a covered hospital stay and related expenses.

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*These plans do not meet the definition of minimum essential coverage and therefore should not be used as a substitute for major health insurance.